Disclosures and Information Sheet
Consultation Agreement
General Instructions
Questions asked at creditor’s meeting
Client Questionnaire
Helpful Links
GENERAL BANKRUPTCY:
Bankruptcy Information http://www.bankruptcyaction.com/
Mortgage payment calculator http://www.hsh.com/calc-amort.html#calc
United States Trustees http://www.usdoj.gov/ust/index.htm
United States Bankruptcy Court, Southern District of Florida http://www.flsb.uscourts.gov/
Obtain free credit report [once every 12 months] https://www.annualcreditreport.com/cra/index.jsp
Counseling Services:
Credit Counseling/Financial Management Counseling Approved for Florida
All approved in Florida http://www.usdoj.gov/ust/eo/bapcpa/ccde/DE_Files/DE_Approved_Agencies_HTML/de_florida/de_florida.htm
Consumer Credit Counseling Service [Our Firm Code is 4181] – All Counties www.cccs-express.org
or in Person – call toll free 866-445-2227
Credit Card Management Services [Our Firm Code is FL947] www.debthelper.com
4611 Okeechobee Boulevard
Suite 114
West Palm Beach, FL 33417
call toll free 800-920-2262
University of Florida Extension Service-
3245 College Ave, Davie, FL 33414 954-370-3725
458 Highway 98 North., Okeechobee, FL 34972 863-763-6469
2614
SE Dixie Highway, Stuart, FL 34996 772-288-5654
559 No.
Military Trail, West
Palm Beach., FL 33415 561-233-1768
SAGE Personal Finance- Pre-Discharge Course www.sagepf.com
Phone Number: 1-800-516-2759
Email: customerservice@sagepf.com
Document Production before and at the Meeting of Creditors:
Required by Michael Bakst
Required by Robert Furr
Required by Robin Weiner
Required by all 341 Written Information Sheet
Meeting of Creditors:
Questions typically asked by Trustees
Directions to Bankruptcy Court in Palm Beach County_>>>>>![Bankruptcy Courthouse, West Palm Beach, Florida [8th Floor]](images/BankruptcyCourtWestPalmBeachR.png)
<<<<<<Directions to Bankruptcy Court in Broward County
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TO ASSIST DETERMINING VALUE OF PROPERTY AND WHETHER TAXES ARE OWED:
Edmunds Used Car Prices: http://www.edmunds.com/zipcode/used/index.html
Kelly Blue Book Used Car Prices: http://autos.msn.com/kbb/default.aspx
Campers, Motorcycles, Mobile Homes, Fifth
[5th] Wheels, Boats, Mopeds: http://www.bookvalueusa.com/
Time share units: http://redweek.com
Real estate values: http://www.zillow.com/
Real estate value: http://www.cyberhomes.com/default.aspx
Real estate value: http://www.trulia.com/
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County Property Appraisers:
Palm Beach County: http://www.co.palm-beach.fl.us/papa/index.htm
Martin County: http://www.pa.martin.fl.us/
St. Lucie County http://www.paslc.org/
Indian River County http://indian-river.fl.us/government/propappr/
Okeechobee County http://www.okeechobeepa.com/
Broward County http://www.bcpa.net/
Highland County http://www.appraiser.co.highlands.fl.us/index.shtm
----------------------------------------------------------------------------------------------------------------County Tax Collectors:
Palm Beach County http://www.pbcgov.com/tax/
Martin County http://taxcol.martin.fl.us/ws/
St. Lucie County http://www.tcslc.com/home/default.asp
Indian River County http://www.irctax.com/
Okeechobee County http://www.okeechobeecountytaxcollector.com/
Broward County http://www.broward.org/revenue/
Highlands County http://www.hctaxcollector.com/
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Clerk’s Offices: [for public records, deeds, law suit information]
Palm Beach County http://www.pbcountyclerk.com/
Martin County http://clerk-web.martin.fl.us/clerkweb/
St. Lucie County http://www.slcclerkofcourt.com/
Indian River http://www.clerk.indian-river.org/
Okeechobee County http://www.clerk.co.okeechobee.fl.us/
Broward County http://www.clerk-17th- flcourts.org/ClerkWebsite/welcome2.aspx
Highlands County http://www.clerk.co.highlands.fl.us/
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FAMILY LAW
Official Family Law Forms Approved by Supreme Court http://www.flcourts.org/gen_public/family/forms_rules/index.shtml
Family Law Forms in Palm Beach County http://www.palmbeachbar.org/famappr.php
Determining Military Status https://www.dmdc.osd.mil/scra/owa/home
Free People Locator http://www.zabasearch.com/
GENERAL
IRS Forms & Publications http://www.irs.gov/formspubs/index.htm
IRS Tax Information Form 8821
Authorization
Credit Cardholders' Bill Summary of Credit Cardholder Bill of Rights
of Rights
Federal Trade Commission Consumer Protection
deals with collection agency
conduct, consumer products,
credit, loans, Do Not Call Register
United States Congress, thomas.loc.gov
Senators, Representatives,
Committee Reports, Resolutions,
Nominations, Track Bills in Progress
(maintained by Library of Congress)
lUCC Locator http://www.floridaucc.com/UCCWEB/
Corporations, judgment liens http://www.sunbiz.org/
fictitious or trade names
in Florida
Palm Beach County Jobs Workforce Alliance
and Job Training
Florida Statutes http://www.flsenate.gov/Welcome/index.cfm?CFID=51450300&CFTOKEN=32819597
Florida KidCare provides Program for Uninsured Children Under 19
even if family income is
over "poverty line"
Free People Locator http://www.zabasearch.com/
Locate by Arrest Record http://www.pbso.org/corrections/index.cfm?fa=blotter
from Palm Beach Sheriff
Landlord-Tenant--Statutory Landlord Demand for Rent/Tenant Demand for Repair
Demand Letters [3-Day notices for payment of rent can not include
anything other than rent--no late fees, no repair items,
no unpaid security deposit, nothing in addition to rent
unless a written lease has a provision specifically stating
that such items shall be considered and treated as rent]
foreclosure must get
90 days advance notice Protecting Tenants at Foreclosure Act
Fifteenth Judicial Circuit Admin Order 3.305-1/09 which applies to cases in Palm Beach County foreclosure cases
where the home owner seeks modification of a mortgage loan or short-sale of the foreclosed
upon property: Admin Order 3.05-1/09
Nineteenth Judicial Circuit Admin Order 2009-1 which applies to cases in Indian River, St. Lucie, Martin and Okeechobee County foreclosure cases Admin Order 2009-1 19th Circuit
Federal Mortgage Counseling:
Dept. of Housing and Urban Development Foreclosure Prevention Counselors in Florida
Index to HUD Counselors in Florida
Hope for Homeowners-FHA
Making Homes Affordable: [applies also to 2nd mortgages]
2009 Federal Plan to Save Homes
MEMBERSHIPS/ORGANIZATIONS:
The Florida Bar Main Page of The Florida Bar Website
Palm Beach County Bar Assn. Main Page to PBCBA
Palms West Chamber of Commerce Palms West Chamber Main Page
Executive Club of West Palm Beach Home Page of Executive Club of West Palm Beach
American Inns of Court Craig S. Barnard Chapter
United States Court of Appeals, 11th Main Page to Court of Appeals
Eleventh (11th) Circuit
United States District Court United States District Court
Southern District of Florida


